You know that your auto insurance covers your car for damages caused by auto accidents. You might even know that the comprehensive portion of your policy will cover windshield replacement. However, there are some other damages that you might not know are covered by your auto insurance policy. If you've decided not to pay the extra money for comprehensive coverage, here are four reasons why you should change your mind:
Someone Vandalizes Your Car
The holidays will be here before you know it. If you're going to be heading out for Black Friday shopping, your battle isn't going to begin in the store. It's going to begin in the parking lot. If you come back after a successful night of bargain hunting, to discover that someone keyed your car, or vandalized it in another manner, you'll need to get it fixed. If you have comprehensive coverage on your policy, the damage to your car should be covered by your auto insurance. Don't pay for the repairs until you talk to your insurance company.
Mice Chew Through Your Wiring
If you have mice in your garage, it's just a matter of time before they climb into your car. As soon as the mice get inside your car, they'll start chewing on anything they can find, including the wiring. Once the mice chew through your wiring, your car will no longer be operational. Unfortunately, electrical repairs can be quite costly. Luckily, if you've paid for comprehensive coverage with your insurance policy, the repairs should be covered. While your car is in the shop, you should take some steps to get rid of the mice, so you don't have a repeat later.
Stampeding Bison Destroy Your Door
If your summer vacation is going to take you through the Rocky Mountain National Wildlife Refuge, you can expect to see Bison grazing. You can drive your car right through the refuge, which allows you to get a close look at the Bison. It will also allow the Bison to get a close look at you. If a stampeding Bison destroys the door to your car, you'll need to get it repaired as quickly as possible. Luckily, you won't be left footing the repair bill if you've purchased comprehensive coverage through your insurance company.
Trees Crush Your Car During an Earthquake
If you live in one of the US regions that are affected by earthquakes, you need comprehensive coverage on your auto insurance policy. While most homeowners policies don't provide earthquake protection for homes, most auto insurance policies do provide coverage for damage to vehicles.
Don't take chances with your car. Get the protection you need by adding comprehensive coverage to your insurance policy. Contact a company like Affordable Insurance for more information and assistance.
Contact a company like Affordable Insurance for more information and assistance.